Mastering Your Mortgage: Building a Comprehensive Home Loan Interest Rate Calculator in Excel | Posteezy

As a financial professional who has spent years analyzing loan instruments, I find that one of the most significant sources of stress for new homeowners is the opaque nature of their mortgage payments. While banks provide the final monthly figure, understanding how that figure is calculated, and precisely how much interest you pay versus principal over the life of the loan, often requires advanced tools.

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